Terms

Terms of Use

Effective 24 July 2026

1. Acceptance

By accessing or using andycarey.com.au ("the site"), you agree to these Terms of Use. If you do not agree, please do not use the site. The site is operated by Fintech Development Pty Ltd (ACN 655 608 969, ABN 78 655 608 969).

2. Use of the site

You may use the site for lawful, personal, non-commercial purposes. You agree not to misuse it, interfere with its operation, attempt unauthorised access, or use it to transmit spam, malware, or unlawful content.

3. Intellectual property

All content on the site, including text, images, music, audio, design, and branding, is owned by or licensed to Fintech Development Pty Ltd and protected by copyright and other laws. You may not reproduce, distribute, or use it without our prior written permission, except as permitted by law.

4. No warranties

The site is provided "as is" and "as available". We make no warranties about its accuracy, completeness, or availability, and may change, remove, or suspend it at any time without notice.

5. Limitation of liability

To the maximum extent permitted by law, Fintech Development Pty Ltd is not liable for any loss or damage arising from your use of, or inability to use, the site. Nothing in these terms excludes rights under the Australian Consumer Law that cannot be excluded.

6. Third-party links

The site may link to third-party websites. We are not responsible for their content or practices.

7. Governing law

These terms are governed by the laws of the Northern Territory and the Commonwealth of Australia, and you submit to the non-exclusive jurisdiction of the courts of the Northern Territory.

8. Changes

We may update these terms from time to time. The current version always appears on this page.

9. Contact

Fintech Development Pty Ltd, Level 1, 18-20 Knuckey Street, Darwin NT 0800, Australia.